Lyncoya Moore

1628 Monterey St

Cullman, AL
$ 189,900 Beds 3 Baths 1 Sq 1,200
Monthly Estimate* How much can I afford?

Great little home in the city of Cullman. This 3 bedroom 1 bath home has original hardwood floors, newer HVAC system with back up gas heat & gas water heater. Nice large back deck and walking distance to West Elementary in the Cullman City School district. Would be a perfect home for a small family. Zoned R-4 so would also be a great short term or long term rental if you are looking for investment property. Low maintenance vinyl siding with metal roof. Fenced in backyard perfect for kids or pets.

Active

  • Price
  • $ 189,900
  • City
  • Cullman
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • CULLMAN
  • Half Bathrooms
  • 0
  • Area
  • Cullman
  • Lot Size
  • 0.24 Acres
  • Zip
  • 35055
  • Sqr Footage
  • 1,200
  • Year Built
  • 1962
  • Taxes
  • $ 410
  • Style
  • Ranch
  • MLS#
  • 528274
Listed By: Happy Homes Real Estate
Data Source: Cullman MLS

Features

General

Living Area 1200.0
Sewer Public Sewer
Heating Central,Electric,Natural Gas
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Cable Available,Electricity Connected,Internet - Cable,Natural Gas Connected,Sewer Connected,Water Connected
Roof Metal
Appliances Electric Oven,Gas Water Heater,Refrigerator
Zoning R4
Patio/Porch Features Covered,Deck,Front Porch
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1962
Property Subtype Residential
Parcel Number 47053
Community Features School Walking Dist.
County Cullman
Property Type Residential
HOA No
Garage Y/N No
Other Structures Shed(s)
Total Rooms 7
Full Baths 1
Status Active
Directions From Cullman take Hwy 278 W,turn right onto Ward Ave,turn right onto Monterey St SW,home will be 2nd home on right.
High School Cullman
City Cullman
Carport Y/N No
Elementary School West Elementary
Tax Annual Amount 410.0
Middle/Junior High School Cullman Middle
Standard Status Active
Legal Description LOT 20 BLOCK 1 CULPEPPER SUB-CULLMAN

Interior Features

Flooring Hardwood,Vinyl
Basement (Y/N) No
Window Features Insulated Windows
Fireplace Y/N No
Above Grade Finished Area 1200.0
Laundry Features Electric Dryer Hookup,Inside,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
Main Level Bedrooms 3
Total Baths 1

Exterior Features

Fencing Back Yard,Chain Link
Lot Features City Lot,Level
Water Source Public
Foundation Details Block,Crawl Space
Building Area Total 1200.0
Lot Dimensions 75' x 104'
Lot Size Acres 0.24
Road Surface Type Paved
Frontage Length 75'
Waterfront Y/N No
Door Features Sliding Doors
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Huntsville, AL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School West Elementary
Middle School Cullman Middle
High School Cullman High School

Price History

4/16/2026 Listed $199,900
7/3/2026 3% - $194,900
9/1/2026 3% - $189,900

Property vs Zip Code Average in 35055

Price
AVG $320K
$190K
Year Built
AVG 1988
1962
Visits
AVG 57
5
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1628 Monterey St Cullman, AL is a Single Family Home for sale at $189900 with 1200 sqft and a lot size of 0.24 Acres Acre(s). 1628 Monterey St Cullman has 3 bedrooms, 1 baths and was built in 1962. The property's zip code is 35055 which is in Cullman, AL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lyncoya Moore

Lyncoya Moore

REALTOR®

256-457-3596

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